Government Schemes in India 2018

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   INDIAN GOVERNMENT SCHEMES 2018


1. Rashtriy Krushi Vikas Yojna

Rashtriya Krishi Vikas Yojana was launched as a central sector scheme in 2007 to provide support to various kinds of interventions in agricultural sector to achieve 4% annual growth in agriculture. This scheme serves as an umbrella for various such initiatives. In this scheme, the states are allowed to choose their own agriculture and allied sector development activities as per the district/state agriculture plan. On the basis of experience and feedback from states, the government has revamped the scheme as RKVY – RAFTAAR – Remunerative Approaches for Agriculture and Allied sector Rejuvenation.

Objectives :

The key aim of this scheme is to make farming a remunerative economic activity through:
  • Strengthening the farmers’ efforts, risk mitigation and promoting agri-business entrepreneurship via creation of agri-infrastructure.
  • Provide flexibility and autonomy to states to make plans and execute as per their local needs.(iii) To promote value chain addition linked production models that will help farmers increase their income as well as encourage production/productivity.
  • To mitigate risk of farmers with focus on additional income generation activities – like integrated farming, mushroom cultivation, bee keeping, aromatic plant cultivation, floriculture etc.
  • To attend national priorities through several sub-schemes.
  • To empower youth through skill development, innovation and agri-entrepreneurship based agribusiness models that attract them to agriculture.

2.Schemes For Devlopment Of Horticulture

 NHM was launched to promote holistic growth of Horticulture sector duly ensuring backward and forward linkages. It includes increased availability of quality planting material, demonstration of latest technology and upgradation of skills of farmers, mitigation from drought, life saving irrigation, reduction in post harvest losses and access of markets to the farmers for better price realization. The Mission includes various activities such as Coconut Development Board, Horticulture Development Board, Development of Commercial Horticulture through production and post-harvest management, Capital Investment Subsidy for construction, expansion, modernization of cold storages and storages for horticulture produce, technology development and transfer for horticulture produce, etc.

 3. Schemes For Institutional Credit Schemes For Farmers

Interest Subvention Scheme (ISS)

Under ISS scheme, the farmers can get short term loans up to Rs. 3 Lakh at a subsidised interest rate for a period of one year. If the farmers make prompt repayment, they can also avail incentive of 3%, this effectively bringing the rate of interest to 4%. Under the same scheme:
  • Kisan Credit Card holder farmers can also get “post-harvest” loans for up to 6 months at same interest rate.
  • Interest subvention is provided to NABARD, Regional Rural Banks, Cooperative Banks, Public Sector Banks and scheduled Private Sector Banks for providing Short Term Credit to farmers at subsidized rate of interest.
  • The expenditure is being partly funded from Krishi Kalyan Kosh.

Priority Sector Lending

RBI directives to all banks mandate the Domestic Scheduled Commercial Banks to earmark 18% of their Adjusted Net Bank Credit (ANBC) or Credit Equivalent amount of Off-Balance Sheet Exposure (OBE), whichever is higher for lending to Agriculture. Within the 18 percent target for agriculture, a sub-target of 8 % for small and marginal farmers has been fixed to help in increasing the flow of credit to small and marginal farmers. Kindly note that under PSL guidelines, a distressed farmer can seek loan to repay the non-institutional lenders also.

4.Pradhan Mantri Krishi Sinchai Yojna

Pradhan Mantri Krishi Sinchai Yojana (PMKSY) was launched in 2015-16 with objectives to enhance physical access of water on farms; expand cultivable area under assured irrigation; improve water use efficiency in agriculture and introduce sustainable conservation practices. This scheme has subsumed three erstwhile schemes of three different ministries as follows:
  • Accelerated Irrigation Benefit Programme of the Ministry of Water Resources
  • Integrated Watershed Management Programme of the Ministry of Rural Development
  • Farm water management component of the National Mission on Sustainable Agriculture.
After subsuming the above schemes, the new scheme was launched under Ministry of Agriculture & Farmers’ Welfare. However, in 2016, the ministry of water resources was once again made the nodal ministry for this scheme. Thus, currently, the scheme is being implemented under Water Resources Ministry.

Objectives
The broad objectives of PMKSY are as follows:
  • Converge investments in irrigation at the farm level and provide end-to-end solution
  • Har Khet Ko Pani: Enhance the physical access of water on the farm and expand cultivable area under assured irrigation
  • Integration of source, distribution, efficient use of water through appropriate technology and practice
  • Enhance adoption of precision-irrigation and other water saving technologies under More Crop Per Drop.
  • Promotion of micro-irrigation in the form of drips, sprinklers, pivots, rain-guns in the farm (Jal Sinchan)
  • Enhance recharge of aquifers; promote sustainable water conservation
  • Ensure integrated development of Rainfed areas

5. Schemes For Devlopement of Cattle & Dairy Farming

Rashtriya Gokul Mission
The Rashtriya Gokul Mission was launched in 2014 for conservation and development of indigenous breeds in a focused and scientific manner. The mission also envisages establishment of integrated cattle development centres “Gokul Grams” to develop indigenous breeds including upto 40% nondescript breeds. The mission is a focused project under National Programme for Bovine Breeding and Dairy Development. The key objectives of this scheme include:
  • Development and conservation of indigenous breeds
  • To undertake breed improvement programme for indigenous cattle breeds with an objective to improve genetic makeup and increase the stock
  • To enhance milk production and productivity
  • To upgrade nondescript cattle using elite indigenous breeds like Gir, Sahiwal, Rathi, Deoni, Tharparkar, Red Sindhi
  • To distribute disease free high genetic merit bulls for natural service.

National Programme for Bovine Breeding

This programme is being implemented for enhancing productivity of the milch animals through extension of Artificial Insemination (AI) coverage. This is done through establishment of Multi Purpose AI Technicians in Rural India (MAITRIs); strengthening of existing AI centres; monitoring of AI etc.

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